Heading to Mexico?
Let's Get You Covered.
Before you go, let's make sure you know what your current policy actually covers and get you a Mexico auto insurance option that makes sense for your trip.
Does Your Auto Policy
Cover You in Mexico?
Some Arizona auto carriers may include limited Mexico coverage, but most people don't realize that coverage may only apply to liability.
That means your own vehicle may not be protected for things like comprehensive or collision if something happens while you're in Mexico.
And even when a policy does extend coverage into Mexico, it may only apply within a limited distance from the U.S. border — for example, the first 10 miles.
Even if your current U.S. policy does provide coverage in Mexico, some drivers still choose to purchase a separate Mexico insurance policy so they don't have to file a claim against their U.S. auto policy.
A claim on your U.S. policy can potentially affect your insurance rates for several years, depending on the carrier, claim type and circumstances.
What Can Mexico Auto
Insurance Cover?
Coverage options can vary by policy, but a Mexico auto policy can provide protection beyond what your U.S. policy may extend across the border.
Liability
Coverage for bodily injury or property damage you may be responsible for while driving in Mexico, subject to the policy terms and limits selected.
Collision
Depending on the policy selected, coverage may help protect your own vehicle if it is damaged in a covered collision.
Comprehensive
Physical damage coverage may also be available for certain non-collision losses, depending on the Mexico policy you purchase.
Theft
Depending on the policy, protection may be available if your vehicle is stolen while you're traveling in Mexico.
Roadside Assistance
Some policy options may include roadside assistance or related travel assistance if you run into trouble during the trip.
Additional Assistance
Depending on the policy selected, additional benefits such as medical or legal assistance may also be available.
Don't Find Out What You're Missing
After Something Happens.
A separate Mexico auto policy gives you the opportunity to choose coverage specifically for the vehicle and trip you're taking.
Getting a Mexico Quote
Doesn't Need to Be Complicated.
Tell Me About the Trip
Give me your travel dates and some basic information about the driver and vehicle.
I'll Review the Options
I'll use the information you provide to help determine the Mexico auto insurance options available for your trip.
Hit the Road
You'll know what coverage you purchased before crossing the border instead of wondering after something happens.
Mexico Insurance
Questions
Does my Arizona auto policy automatically cover me in Mexico?
Not necessarily. Some carriers may extend limited coverage into Mexico, while others may not. The type of coverage and how far into Mexico it applies can also vary by policy.
If my policy says Mexico coverage, does that mean my vehicle is covered?
Not automatically. The policy may extend liability coverage without extending the same comprehensive or collision protection you have on your vehicle in Arizona.
Can my U.S. policy limit how far into Mexico I'm covered?
Yes. Some policies that provide Mexico coverage limit it to a certain distance from the U.S. border. Check the actual terms of your policy before relying on it.
Why would I buy Mexico insurance if my current policy extends some coverage?
Some drivers prefer having a separate policy for the trip, especially when their U.S. policy only provides limited protection or when they want to avoid filing a Mexico-related claim against their regular U.S. auto policy when possible.
How long can I buy Mexico insurance for?
Mexico insurance can be written around the trip you're taking. Your travel dates are part of the information I'll use when preparing your quote.
What information do you need to quote it?
I'll need basic driver information, the vehicle year, make, model and VIN, estimated vehicle value, license plate information and the dates you'll be traveling in Mexico.
Let's Handle the Insurance
Before You Cross the Border.
Tell me about your vehicle and your trip. I'll use the information to get your Mexico auto insurance quote started.